How it works
Your path from first click to house keys.
Whicheye keeps the process transparent and stress-free, from your first conversation with a broker to getting the keys in your hand.
1. Tell us about your goals
Share your budget, timeline, and where you’d like to buy. We’ll review your current situation and what you’re aiming for.
2. Compare approval options
Your broker matches you with suitable lenders, explains each option in plain language, and shows you the monthly payment for each scenario.
3. Shop with confidence
Once you’re pre-approved, our real estate team helps you focus only on homes that fit your budget—so you don’t fall in love with something out of reach.
Mortgage approval made simple
Get pre-approved for your new home in days, not months.
Whicheye pairs expert mortgage brokers with local real estate guidance to help homebuyers get approved with confidence—and know exactly which homes they can afford.
- Fast, no-obligation pre-approvals
- Access to multiple lenders with one application
- Real estate support tailored to your budget
No impact on your credit score to get started.
Questions, answered
Everything you need to know about getting approved.
If you still have questions after reading these, we’re happy to walk through your specific situation—no pressure, no jargon.
Does getting started affect my credit score?
No. The initial information you share with Whicheye is used for guidance only and does not trigger a hard credit check. A formal credit inquiry only happens once you’re ready to proceed with a lender, and your broker will explain this step clearly in advance.
How long does it usually take to get pre-approved?
Most homebuyers receive a pre-approval decision within 3–7 business days after submitting all required documents. Timing can vary by lender and by how complex your income and financial history are, but we’ll give you a realistic estimate based on your profile.
What documents will I need?
Typically you’ll need proof of ID, recent payslips or income statements, tax returns, details of existing loans or credit cards, and information about your savings or deposit. If you’re self-employed, lenders may ask for additional financial statements. Your Whicheye broker will send a tailored checklist so you know exactly what to prepare.
Do I have to buy a property through Whicheye as well?
No. You can use Whicheye solely for mortgage broking, solely for real estate support, or both together. Many buyers prefer having everything in one place, but you’re free to work with your own agent if you already have one.
Whicheye
Independent mortgage broking and real estate support for confident homebuyers.
General information only. This is not financial advice. Lending decisions are made by individual lenders and are subject to their criteria and responsible lending obligations.